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Dollar limits of Disaster Assistance?


As of September, 2005, the limit for individuals and households was $26,200. The amount is adjusted for inflation and is in addition to direct assistance that may be received in the form of temporary housing, such as a FEMA camper.

Disaster assistance flows form the Stafford Act. The Act does distinguish “financial assistance” from “housing assistance” in §206.117.  Only financial assistance (defined in §206.111 as “cash that may be provided to eligible individuals and households, usually in the form of a check or electronic funds transfer”) is subject to the $25,000 [$26,200] cap in §206.110 (b).  §206.110 (b) states “No individual or household will receive financial assistance greater than $25,000 [$26,200] under this subpart…”  

The Congressional Reporting Service has published a report stating that a victim receiving housing assistance in the form of financial assistance to rent housing or pay for mortgage payments would be subject to the assistance cap, whereas a victim receiving housing assistance in the form of direct assistance, i.e. a FEMA camper, trailer or mobile home, as government purchased/leased for direct temporary housing, would not be subject to the §206.110 (b) cap. 

Cash grants do not have to be repaid unless insurance proceeds are subsequently received for the same expenses.


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Last Modified: 100305 0029

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